High Risk Auto Insurance - How to Get the Best Rate
by : Brian Stevens
Getting Cheap High Risk Auto Insurance
If you've been classified as a high risk driver you're going to pay more for your insurance than the average driver, but you can still bring your insurance costs way down. Here are the steps you need to take:
1. Pay all your fines, then call your department of motor vehicle office to clear your driving history.
2. Call your insurance agent to find out what steps you can take to downgrade your high risk category, such as taking a drivers ed course.
3. Switch to a low risk car such as a late model Honda or Ford sedan that has safety features like airbags and anti-theft devices.
4. Raise your deductible to an amount you can afford. Raising it from $250 to $1,000 can save you up to 40% on your yearly premium.
5. Purchase you car insurance through your homeowners or renters insurance company to get up to a 15% discount.
6. Consider dropping your collision and comprehensive coverage if your car is worth less than your premium plus your deductible.
7. Ask your agent for any discounts you may be eligible for such as senior discounts, low-mileage discounts, drivers education discounts, and other discounts.
8. Compare rates through an insurance comparison website. Because auto insurance rates can vary by hundreds, even thousands of dollars a year from one company to the next, comparing insurance rates will save you the most amount of money on high risk auto insurance.
The advantage of using an insurance comparison site is that you only have to spend a few minutes at one site to get multiple quotes, rather than spend hours on end visiting single company sites or calling individual insurance agencies.
The better comparison sites offer a service where you can get answers to your auto insurance questions through an online chat feature or by telephone. (See link below.)
Visit http://www.LowerRateQuotes.com or click on the following link to get high risk auto insurance quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.
Article Soure : http://www.goarticles.com
Saturday, 14 July 2007
RiskAutoInsurancePart1
High Risk Auto Insurance - How to Get the Best Rate
by : Brian Stevens
Have your been classified as a high risk driver? Are you looking for auto insurance that won't cost you an arm and a leg? Here's how to get high risk auto insurance at the best rate possible.
High Risk Auto Insurance
High risk auto insurance is a type of insurance issued to:
* People with bad driving records
* Teenage boys and girls
* Drivers who own expensive sports cars or "muscle" cars
* People who live in a high-crime areas
Visit http://www.LowerRateQuotes.com or click on the following link to get high risk auto insurance quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.
Article Source : http://www.goarticles.com
by : Brian Stevens
Have your been classified as a high risk driver? Are you looking for auto insurance that won't cost you an arm and a leg? Here's how to get high risk auto insurance at the best rate possible.
High Risk Auto Insurance
High risk auto insurance is a type of insurance issued to:
* People with bad driving records
* Teenage boys and girls
* Drivers who own expensive sports cars or "muscle" cars
* People who live in a high-crime areas
Visit http://www.LowerRateQuotes.com or click on the following link to get high risk auto insurance quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.
Article Source : http://www.goarticles.com
AutoInsurancePart2
Auto Insurance for Good Drivers - How to Get the Best Rate
by :Brian Stevens
Ask for discounts - Other discounts you may be eligible for include:
* Senior discount if you're over 50 years of age.
* Driver's education discount if you've taken a driver's ed course or a driver's training course.
* Safety discount if your car has air bags, anti-lock brakes, or daytime running lights.
* Security discount if you have anti-theft devices or burglar alarms installed in your car.
Shop Around
To get the cheapest insurance rate possible you need to compare rates from a number of different insurance companies.
To get the cheapest insurance rate possible you need to compare rates from a number of different insurance companies.
You can do this by spending a few hours calling local insurance agencies, but the fastest way is to go to an insurance comparison website where it only takes a few minutes to get quotes.
Some comparison sites even have an insurance expert on hand so you can get answers to all you auto insurance questions, and an "Articles" section where you can get more money-saving tips (See link below.)
Visit http://www.LowerRateQuotes.com or click on the following link to get auto insurance for good drivers quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.
Article Source : http://www.goarticles.com
AutoInsurancePart2
Auto Insurance for Good Drivers - How to Get the Best Rate
by :Brian Stevens
Ask for discounts - Other discounts you may be eligible for include:
* Senior discount if you're over 50 years of age.
* Driver's education discount if you've taken a driver's ed course or a driver's training course.
* Safety discount if your car has air bags, anti-lock brakes, or daytime running lights.
* Security discount if you have anti-theft devices or burglar alarms installed in your car.
Shop Around
To get the cheapest insurance rate possible you need to compare rates from a number of different insurance companies.
You can do this by spending a few hours calling local insurance agencies, but the fastest way is to go to an insurance comparison website where it only takes a few minutes to get quotes.
Some comparison sites even have an insurance expert on hand so you can get answers to all you auto insurance questions, and an "Articles" section where you can get more money-saving tips (See link below.)
Visit http://www.LowerRateQuotes.com or click on the following link to get auto insurance for good drivers quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.
Article Source : http://www.goarticles.com
by :Brian Stevens
Ask for discounts - Other discounts you may be eligible for include:
* Senior discount if you're over 50 years of age.
* Driver's education discount if you've taken a driver's ed course or a driver's training course.
* Safety discount if your car has air bags, anti-lock brakes, or daytime running lights.
* Security discount if you have anti-theft devices or burglar alarms installed in your car.
Shop Around
To get the cheapest insurance rate possible you need to compare rates from a number of different insurance companies.
You can do this by spending a few hours calling local insurance agencies, but the fastest way is to go to an insurance comparison website where it only takes a few minutes to get quotes.
Some comparison sites even have an insurance expert on hand so you can get answers to all you auto insurance questions, and an "Articles" section where you can get more money-saving tips (See link below.)
Visit http://www.LowerRateQuotes.com or click on the following link to get auto insurance for good drivers quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.
Article Source : http://www.goarticles.com
AutoInsurancePart1
Auto Insurance for Good Drivers : How to Get the Best Rate
by : Brian Stevens
Are you looking for auto insurance for good drivers? Want to know how to get the best rates with the best companies? Here's how ...
Auto Insurance for Good Drivers
Auto insurance companies like good drivers and reward them with lower premiums, sometimes as much as 20% less than the standard rate. But what does it take to qualify as a good driver, or "preferred risk driver" as the insurance companies call them:
1. You cannot have had any moving violations within the last three years.
2. You cannot have caused any auto accidents within the last three years.
3. You must be in your mid-twenties or older.
4. You must have a good credit rating.
Getting Cheap Auto Insurance for Good Drivers
In addition to the discount you automatically get for being a good driver, here are some other ways to save on your auto insurance:
Consolidate your insurance - Purchase your auto insurance and your homeowners or renters insurance from the same company to get a 5% to 15% discount.
Increase you deductible - Increasing your deductible can drastically reduce your insurance premium, in some cases up to 50%.
Drop your collision and comprehensive coverage - If the value of your car is worth less than the cost of your insurance plus your deductible, you should consider dropping your collision and comprehensive insurance. This can save you 15% to 30% on your premium.
Visit http://www.lowerratequotes.com/ or click on the following link to get auto insurance for good drivers quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.
by : Brian Stevens
Are you looking for auto insurance for good drivers? Want to know how to get the best rates with the best companies? Here's how ...
Auto Insurance for Good Drivers
Auto insurance companies like good drivers and reward them with lower premiums, sometimes as much as 20% less than the standard rate. But what does it take to qualify as a good driver, or "preferred risk driver" as the insurance companies call them:
1. You cannot have had any moving violations within the last three years.
2. You cannot have caused any auto accidents within the last three years.
3. You must be in your mid-twenties or older.
4. You must have a good credit rating.
Getting Cheap Auto Insurance for Good Drivers
In addition to the discount you automatically get for being a good driver, here are some other ways to save on your auto insurance:
Consolidate your insurance - Purchase your auto insurance and your homeowners or renters insurance from the same company to get a 5% to 15% discount.
Increase you deductible - Increasing your deductible can drastically reduce your insurance premium, in some cases up to 50%.
Drop your collision and comprehensive coverage - If the value of your car is worth less than the cost of your insurance plus your deductible, you should consider dropping your collision and comprehensive insurance. This can save you 15% to 30% on your premium.
Visit http://www.lowerratequotes.com/ or click on the following link to get auto insurance for good drivers quotes from top-rated companies and see how much you can save. You can get more insurance tips in their Articles section.
Subscribe to:
Comments (Atom)